We encourage you wherever you may live in the world to prepare for adversity by looking to the condition of your finances. We urge you to be modest in your expenditures; discipline yourselves in your purchases to avoid debt. . . . If you have paid your debts and have a financial reserve, even though it be small, you and your family will feel more secure and enjoy greater peace in your hearts."
—The First Presidency, All Is Safely Gathered In: Family Finances, Feb. 2007, 1
Pay Tithes and Offerings
Avoid Debt
Use a Budget
Build a Reserve
Teach Family Members
“First, and above and beyond everything else, let us live righteously. …
Financial Preparedness
Becoming Provident Providers, Elder Hales, 2009
One for the Money, Elder Marvin J. Ashton, 2007
—The First Presidency, All Is Safely Gathered In: Family Finances, Feb. 2007, 1
Pay Tithes and Offerings
Avoid Debt
Use a Budget
Build a Reserve
Teach Family Members
“First, and above and beyond everything else, let us live righteously. …
“Let us avoid debt as we would avoid a plague; where we are now in debt, let us get out of debt; if not today, then tomorrow. “Let us straitly and strictly live within our incomes, and save a little. Pres. Benson
"You of small means put your money in foodstuffs and wearing apparel, not in stocks and bonds; you of large means will think you know how to care for yourselves, but I may venture to suggest that you do not speculate. Let every head of every household aim to own his own home, free from mortgage. Let every man who has a garden spot, garden it; every man who owns a farm, farm it.” (President J. Reuben Clark, Jr., in Conference Report, Apr. 1937, p. 26.) Read it also here; Pres. Benson
Financial Preparedness
Becoming Provident Providers, Elder Hales, 2009
One for the Money, Elder Marvin J. Ashton, 2007
